Choosing Medicare coverage can be a very confusing and complicated process. As a licensed insurance agent specializing in Medicare, I am here to assist you in making an informed decision so you can be confident you receive the Medicare plan benefits that meet your health care needs, your lifestyle and your budget.
KEY POINTSMany financial experts advise buying life insurance to replace income.Stay-at-home parents typically do not have income that would need to be replaced.It may still be important to pay for life insurance for stay-at-home parents.Often, consu...
Benefits Of Health InsuranceA health insurance policy is primarily designed to cover you financially in case of a medical emergency caused by illnesses, accidents or hospitalization. It has long-term benefits that make taking a health insurance polic...
Life insurance is an important financial planning tool if you’re concerned about your loved ones being left in a tight spot if something happens to you. But what if you can no longer afford to pay the premiums to keep your coverage in place?Reduced p...
Medicare is the federal government health insurance program for people age 65 and older and younger people living with certain illnesses or disabilities. Its coverage plays an important role in containing medical costs as you age. But Medicare benefi...
After my husband and I got married last year, our financial to-do list started to grow rapidly. All of a sudden, we found ourselves struggling to make decisions about how to combine our money, what joint investments we should make, and what kind of f...
When Medicare was originally signed into law in 1965 by President Lyndon B. Johnson, it had two complementary parts, A and B. These parts are known as Original Medicare. Part A covered procedures associated with hospital care, and Part B covered...
Life insurance is a fundamental risk management tool for a secure financial lifestyle. Primarily, it functions as an income replacement insurance product during an individual’s working years. In many cases, life insurance is set up to provide fi...
For small business owners, the costs of providing health insurance for you and your employees can vary depending on multiple factors, but it’s almost always a significant expense. Regardless, health insurance is still a benefit many small business ow...
KEY POINTSOpen enrollment for employer benefits begins at many companies each fall.This period is a good time to consider additional benefits to help cover the gaps in health insurance coverage.Consider factors such as costs and your age, familiarize...
Life insurance for people with disabilities can be more challenging to purchase. Life insurance companies are able to take health status into account. This means a disability can affect coverage options and policy costs. However, policies m...